Terms of Service
Home > Terms of Service
Contact us
By telephone
0800 668 1321
Monday to Friday 9am - 5pm

or send us a question online…
Online
Terms of Service

This Site is operated by Universal Provident Limited, 899 Silbury Boulevard, Milton Keynes MK9 3XL Company registration number (02959642) registered in England. VAT number 696282194, email us at enquiries@personal-group.com.

In these terms, 'the Company' 'We' 'Us' 'Our ' 'Ourselves' and UP refer to Universal Provident Limited and 'You' and 'Your' mean any person accessing this website.

Access to and use of this website (www.universalprovident.co.uk/) ("the Site") is provided by UP, subject to the following terms. Please note that this does not affect Your statutory rights.

Regulatory Information

Universal Provident Limited is an appointed representative of Berkeley Morgan Limited which is authorised and regulated by the Financial Conduct Authority. Berkeley Morgan Limited's FCA Register Number is 148577.

Use of the Site

The contents of this Site, including these terms and conditions of use are subject to change, and any such changes will be notified by an announcement. By browsing this Site You are accepting that You are bound by the current terms and conditions and You should check these each time You revisit the Site. If You do not wish to accept the new terms and conditions You should not continue to use the Site.

Nothing on the pages of this Site shall constitute the provision of financial, investment or other professional advice in any way.

We make no promise that materials on this Site are appropriate or available for use outside the United Kingdom and accessing this Site from territories where its contents are illegal or unlawful is prohibited. If You choose to use this Site from locations outside the United Kingdom, You do so on Your own initiative and are responsible for compliance with local laws.

Whilst We believe the content of this Website to be accurate please note that information may be inaccurate, incomplete or out of date.

Uninterrupted and error free access is not guaranteed. Nor is the Site guaranteed as virus or bug free and availability may be suspended from time to time for maintenance. It is Your responsibility to ensure that You have the appropriate hardware, software or protection (including virus protection) to enable You to use this Site and download information from it safely and securely.

Ownership of Materials

Unless otherwise stated UP is the owner or licensee of the copyright and any other rights in this Site, its pages, the screens displaying the pages and all information and material contained herein.

You may not reproduce, republish, transmit or distribute this Site in whole or in part without the prior consent of UP save for the purpose of accessing Our products and/or services and for producing print outs for Your own personal records.

Links

The links to other Websites are provided for Your convenience, but You should be aware that We are not responsible for the content and practices of other Sites. You are encouraged to check any terms and conditions that may be imposed.

General

If there is any conflict between these terms and any specific terms relating to any product, then the latter will prevail.

If any of these terms if is found to be unlawful or unenforceable it shall be deleted and the remaining terms unaffected.

Any failure to exercise or delay in exercising a right or remedy by Us shall not prevent Us from taking further action on any subsequent occasion.

These terms shall be governed by and construed in accordance with English Law.