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Pays you a monthly income if you are unable to work due to accident or sickness.
Costs from as little as £2.34 per month per £100 of monthly benefit.
Rates are based upon your occupation, so the less risk involved, the lower your premium will be.
Monthly benefit payable free of income tax (under current legislation).
Cover can continue until your 65th birthday (or earlier retirement).
No medical questions to answer before taking out cover (subject to a moratorium on any pre-existing conditions).
Benefit payable directly to you to do with as you wish.
You can choose the amount of monthly benefit (subject to a maximum of the lesser of £1,800 per month and 60% of your gross income).
Please note that Universal Provident is no longer accepting new business for IncomeCare. Product details are shown for information purposes only.